Manage cashflow with a Working Capital or Morgan Financier Cards
Providing flexible financing to smooth and improve cashflow, our full range of Working Capital products can help you meet your day-to-day financial obligations and fund your business' growth ambitions.
It can be used to finance domestic construction, machinery and equipment investments, energy and environment projects, working capital needs, and various ownership arrangements.
Traditional business loans allow you to finance working capital as well as liquidity reserves, which means you can also meet your financing needs for your business abroad.
The Morgan Financier Card that Facilitates the Business of the Business World!
Financer Card is a type of commercial card offering installment in your cash purchases of commercial goods and services, freeing you from paperwork like cheques and bonds.
What makes a good working capital loan?
A working capital loan needs to be flexible, because the cash available in your business can easily fluctuate over a short period of time. Ideally, it shouldn’t generate borrowing costs unnecessarily, but it should be a dependable source of cash.
What’s more, a working capital loan is better suited to short-term financial needs, which usually have to be addressed quickly. A traditional loan would rarely match that requirement, but a credit line can be set up quickly without incurring additional costs or fees.
How can a Credit Morgan credit line boost your working capital?
A line of credit is a type of working capital solution. Its model allows for businesses to have easy access to an obligation-free business loan within one working day. It can be used as a short-term solution to cover unexpected expenses, or to help a business manage their cash flow.
In short, with a credit line you can respond to opportunities or unpleasant surprises quickly. This is especially helpful when you have to bridge receivables, either because of delayed payments or slower periods of business.
Boost your cash flow
Purchase equipment & raw material
Hire more staff
Launch a Marketing Campaign
Go International markets
Anything you need to grow
At least €200k in the last year
Operating for at least 18 months
Up to two years of financial reports
Registered business in UK or Norway